Strategic Consulting, SOX/FDICIA & Credit Risk Management Services

Our Clients Benefit from Our Experience & Customized Solutions

At GRC Solutions, we understand the challenges our clients face because our consultants have first-hand financial institutions management experience, including serving as CEOs, CFOs, COOs, CROs, CIOs and other senior level positions. We bring our years of experience and in-depth knowledge of the financial services industry to each engagement to deliver valuable, objective insights that help align risk strategy to business strategy, optimize resources and enhance organizational performance.

  • Strategic Planning
  • SOX & FDICIA Services
  • Product & Service Risk Assessments
  • Enterprise Risk Management
  • Due Diligence
  • Project Management and Customized Consulting Engagements

More Effective Strategic Planning

Financial institutions that just do the basics in terms of strategic planning may be missing growth opportunities. We help our clients by augmenting their strategic planning process with a detailed analytical component, which includes a full financial review, customer base assessment, market demographic study, product evaluation, competitive analysis and custom designed peer group comparison. Customer, product and branch profitability studies can also be conducted. Utilizing the knowledge gained through GRC’s robust strategic planning process, financial institutions are better positioned to target new opportunities and enhance their performance.

SOX & FDICIA Services

GRC also assists financial institutions with meeting the requirements of Section 404 of The Sarbanes-Oxley Act of 2002 (SOX) and Section 112 of the Federal Deposit Insurance Corporation Improvement Act (FDICIA). Using the industry COSO 2013 framework standard and our proprietary process, we provide consulting services to ensure that our clients continue to maintain an effective internal control structure which is in compliance with SOX and FDICIA requirements.


Solutions for Credit Risk Management

GRC Solutions understands that financial institutions should expect more from their service provider when it comes to the identification and assessment of the existing risks in the loan portfolio. We strive to provide not only an independent and objective viewpoint, but ensure that your institution’s credit management efforts are set on the right path.

  • Co-sourced and outsourced loan reviews
  • Loan underwriting
  • Periodic independent credit quality reviews that can be customized to meet your institution’s specific needs in any of the following:
    • Credit risk rating of individual loans supported by an individual loan analysis
    • Assessment of risk trends and underwriting standards on a portfolio-wide basis
    • Assessment of portfolio management processes
    • Stress test assessment of individual credit facilities and the overall portfolio
  • Portfolio acquisition reviews that include an assessment of potential loan credit risk relative to individual or pool of loans

Product & Service Risk Assessments

As financial institutions seek to compete, increase revenue and maintain an acceptable risk profile, adding and expanding products and services can enable organizations to enhance their profitability. At GRC Solutions, we provide customized reviews of new products and services. This entails identifying the corresponding risks, recommending appropriate mitigation processes and strategies, and working with management to evaluate the appropriate risk/reward metrics while meeting regulatory expectations. Our process enables financial institutions to expand their product and service offerings while ensuring appropriate risk management.

Let’s Work Together

GRC Solutions has been a trusted resource to the financial services industry since 1997. We serve clients nationwide, including Banks, Foreign Branches/Agencies, Credit Unions and other Financial Institutions.

To find out how we can help your institution, contact us today at (855) 860-4777.